From cliff at pinestream.com  Wed Apr  2 06:39:56 2008
From: cliff at pinestream.com (Cliff Hirsch)
Date: Wed, 02 Apr 2008 06:39:56 -0400
Subject: [Bostonphptalk] Health plan suggestions
Message-ID: <C418DABC.E49E%cliff@pinestream.com>

For those of you that are self-employed, does anyone have health plan
suggestions? My family Blue Cross plan is increasing 28% on June 1st to
$1,522 per month! Ouch. Any alternative ideas would be appreciated.

Cliff
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From mwithington at PLMresearch.com  Wed Apr  2 07:04:34 2008
From: mwithington at PLMresearch.com (Mark Withington)
Date: Wed, 2 Apr 2008 07:04:34 -0400
Subject: [Bostonphptalk] Health plan suggestions
In-Reply-To: <C418DABC.E49E%cliff@pinestream.com>
References: <C418DABC.E49E%cliff@pinestream.com>
Message-ID: <491198290804020404v662e2feduee0e436fa2a409cd@mail.gmail.com>

I just switched to a PPO/HSA plan at Harvard Pilgrim. HSA PPOs work like a
traditional PPO but have very different financial responsibilities. You can
establish and contribute to a Health Savings Account (HSA), a federal
tax-free savings and reimbursement account.

More:
https://www.harvardpilgrim.org/portal/page?_pageid=213,238213&_dad=portal&_schema=PORTAL

On Wed, Apr 2, 2008 at 6:39 AM, Cliff Hirsch <cliff at pinestream.com> wrote:

>  For those of you that are self-employed, does anyone have health plan
> suggestions? My family Blue Cross plan is increasing 28% on June 1st to
> $1,522 per month! Ouch. Any alternative ideas would be appreciated.
>
> Cliff
>
> _______________________________________________
> Bostonphptalk mailing list
> Bostonphptalk at bostonphp.org
> http://seven.pairlist.net/mailman/listinfo/bostonphptalk
>
>


-- 
Mark

--------------------------
Mark L. Withington
PLMresearch
PO Box 1354
Plymouth, MA 02362
o: 800-310-3992 ext. 704
f: 508-746-4973
v: 508-746-2383
m: 508-801-0181
AIM/MSN/Skype: PLMresearch
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From cliff at pinestream.com  Wed Apr  2 09:00:32 2008
From: cliff at pinestream.com (Cliff Hirsch)
Date: Wed, 02 Apr 2008 09:00:32 -0400
Subject: [Bostonphptalk] Health plan suggestions
In-Reply-To: <491198290804020404v662e2feduee0e436fa2a409cd@mail.gmail.com>
Message-ID: <C418FBB0.E4C1%cliff@pinestream.com>

Did you get a family plan? What is the rate? So far, I?m not finding any
great deals. Its all just how they spin it ? pay one big lump sum monthly,
or a smaller amount and than fees over the year that probably comer out to
about the same.

For anyone that hasn?t seen it, this is a good resource:
http://www.mahealthconnector.org

On 4/2/08 7:04 AM, "Mark Withington" <mwithington at PLMresearch.com> wrote:

> I just switched to a PPO/HSA plan at Harvard Pilgrim. HSA PPOs work like a
> traditional PPO but have very different financial responsibilities. You can
> establish and contribute to a Health Savings Account (HSA), a federal tax-free
> savings and reimbursement account.
> 
> More: 
> https://www.harvardpilgrim.org/portal/page?_pageid=213,238213&_dad=portal&_sch
> ema=PORTAL 
> <https://www.harvardpilgrim.org/portal/page?_pageid=213,238213&amp;_dad=portal
> &amp;_schema=PORTAL>
> 
> On Wed, Apr 2, 2008 at 6:39 AM, Cliff Hirsch <cliff at pinestream.com> wrote:
>> For those of you that are self-employed, does anyone have health plan
>> suggestions? My family Blue Cross plan is increasing 28% on June 1st to
>> $1,522 per month! Ouch. Any alternative ideas would be appreciated.

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From mwithington at PLMresearch.com  Wed Apr  2 09:27:29 2008
From: mwithington at PLMresearch.com (Mark Withington)
Date: Wed, 2 Apr 2008 09:27:29 -0400
Subject: [Bostonphptalk] Health plan suggestions
In-Reply-To: <C418FBB0.E4C1%cliff@pinestream.com>
References: <491198290804020404v662e2feduee0e436fa2a409cd@mail.gmail.com>
	<C418FBB0.E4C1%cliff@pinestream.com>
Message-ID: <491198290804020627s6352eb3du970ef3319dcec52e@mail.gmail.com>

So the deal with a PPO/HSA plan is a high deductible insurance plan (e.g.
catastrophic) coupled with a Health Savings Account (e.g. "IRA-like" account
to pay the deductible).  You get the negotiated rates when you pay for
services (e.g. ~$115 for an office visit instead of the Dr. "retail rates")
and you decide when you want to go to the doctor.  Most preventative stuff
is covered with just a co-pay (e.g. $20) and falls outside the deductible.

Netting it out, I pay ~$750 per month for the insurance saving about $400
per month from what I was paying for an HMO.  That money gets sent to the
HSA and accumulates interest, it also rolls over each year.  After about a
year I've got enough in the HSA to cover any deductible payment.

More: http://en.wikipedia.org/wiki/Health_savings_account


On Wed, Apr 2, 2008 at 9:00 AM, Cliff Hirsch <cliff at pinestream.com> wrote:

>  Did you get a family plan? What is the rate? So far, I'm not finding any
> great deals. Its all just how they spin it ? pay one big lump sum monthly,
> or a smaller amount and than fees over the year that probably comer out to
> about the same.
>
> For anyone that hasn't seen it, this is a good resource:
> http://www.mahealthconnector.org
>
> On 4/2/08 7:04 AM, "Mark Withington" <mwithington at PLMresearch.com> wrote:
>
> I just switched to a PPO/HSA plan at Harvard Pilgrim. HSA PPOs work like a
> traditional PPO but have very different financial responsibilities. You can
> establish and contribute to a Health Savings Account (HSA), a federal
> tax-free savings and reimbursement account.
>
> More:
> https://www.harvardpilgrim.org/portal/page?_pageid=213,238213&_dad=portal&_schema=PORTAL<
> https://www.harvardpilgrim.org/portal/page?_pageid=213,238213&amp;_dad=portal&amp;_schema=PORTAL<https://www.harvardpilgrim.org/portal/page?_pageid=213,238213&_dad=portal&_schema=PORTAL>>
>
>
> On Wed, Apr 2, 2008 at 6:39 AM, Cliff Hirsch <cliff at pinestream.com> wrote:
>
> For those of you that are self-employed, does anyone have health plan
> suggestions? My family Blue Cross plan is increasing 28% on June 1st to
> $1,522 per month! Ouch. Any alternative ideas would be appreciated.
>
>
> _______________________________________________
> Bostonphptalk mailing list
> Bostonphptalk at bostonphp.org
> http://seven.pairlist.net/mailman/listinfo/bostonphptalk
>
>


-- 
Mark

--------------------------
Mark L. Withington
PLMresearch
PO Box 1354
Plymouth, MA 02362
o: 800-310-3992 ext. 704
f: 508-746-4973
v: 508-746-2383
m: 508-801-0181
AIM/MSN/Skype: PLMresearch
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From cliff at pinestream.com  Wed Apr  2 10:08:02 2008
From: cliff at pinestream.com (Cliff Hirsch)
Date: Wed, 02 Apr 2008 10:08:02 -0400
Subject: [Bostonphptalk] Health plan suggestions
In-Reply-To: <491198290804020627s6352eb3du970ef3319dcec52e@mail.gmail.com>
Message-ID: <C4190B82.E4D9%cliff@pinestream.com>

Wow, that is dirt cheap, albeit it probably comes out to a few hundred more
per month once all the out-of-pockets are factored in.

I found this:

Plan Name : Best Buy HSA PPO 3000
OV Copay:   $20
ER Copay: Deductible applies, Coinsurance applies
Inpatient Copay:  Deductible applies, Coinsurance applies
Outpatient Surgery Copay: Deductible applies, Coinsurance applies
Deductible: IN: $3000/$6000 OON:$6000/$9000
Coinsurance:  IN: 20%, OON: 40%
Drug Coverage:  $10/$25/$40, Mail Order $20/$50/$120, Deductible $3000
Price: $751.47

On 4/2/08 9:27 AM, "Mark Withington" <mwithington at PLMresearch.com> wrote:

> So the deal with a PPO/HSA plan is a high deductible insurance plan (e.g.
> catastrophic) coupled with a Health Savings Account (e.g. "IRA-like" account
> to pay the deductible).  You get the negotiated rates when you pay for
> services (e.g. ~$115 for an office visit instead of the Dr. "retail rates")
> and you decide when you want to go to the doctor.  Most preventative stuff is
> covered with just a co-pay (e.g. $20) and falls outside the deductible.
> 
> Netting it out, I pay ~$750 per month for the insurance saving about $400 per
> month from what I was paying for an HMO.  That money gets sent to the HSA and
> accumulates interest, it also rolls over each year.  After about a year I've
> got enough in the HSA to cover any deductible payment.
> 
> More: http://en.wikipedia.org/wiki/Health_savings_account
> 
> 
> On Wed, Apr 2, 2008 at 9:00 AM, Cliff Hirsch <cliff at pinestream.com> wrote:
>> Did you get a family plan? What is the rate? So far, I'm not finding any
>> great deals. Its all just how they spin it ? pay one big lump sum monthly, or
>> a smaller amount and than fees over the year that probably comer out to about
>> the same.
>> 
>> For anyone that hasn't seen it, this is a good resource:
>> http://www.mahealthconnector.org
>> 
>> 
>> On 4/2/08 7:04 AM, "Mark Withington" <mwithington at PLMresearch.com> wrote:
>> 
>>> I just switched to a PPO/HSA plan at Harvard Pilgrim. HSA PPOs work like a
>>> traditional PPO but have very different financial responsibilities. You can
>>> establish and contribute to a Health Savings Account (HSA), a federal
>>> tax-free savings and reimbursement account.
>>> 
>>> More: 
>>> https://www.harvardpilgrim.org/portal/page?_pageid=213,238213&_dad=portal&_s
>>> chema=PORTAL 
>>> <https://www.harvardpilgrim.org/portal/page?_pageid=213,238213&amp;_dad=port
>>> al&amp;_schema=PORTAL>
>>> <https://www.harvardpilgrim.org/portal/page?_pageid=213,238213&amp;_dad=port
>>> al&amp;_schema=PORTAL>
>>> 
>>> On Wed, Apr 2, 2008 at 6:39 AM, Cliff Hirsch <cliff at pinestream.com> wrote:
>>>> For those of you that are self-employed, does anyone have health plan
>>>> suggestions? My family Blue Cross plan is increasing 28% on June 1st to
>>>> $1,522 per month! Ouch. Any alternative ideas would be appreciated.

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From mwithington at PLMresearch.com  Wed Apr  2 10:25:37 2008
From: mwithington at PLMresearch.com (Mark Withington)
Date: Wed, 2 Apr 2008 10:25:37 -0400
Subject: [Bostonphptalk] Health plan suggestions
In-Reply-To: <C4190B82.E4D9%cliff@pinestream.com>
References: <491198290804020627s6352eb3du970ef3319dcec52e@mail.gmail.com>
	<C4190B82.E4D9%cliff@pinestream.com>
Message-ID: <491198290804020725h22a4c61cg6a93f7b7e0533da2@mail.gmail.com>

Yes.  Thats the plan *and* that's the plan.  I'm betting my family won't use
$400/mo of healthcare *each* month.  It's a bit of a twist for some folks to
accept (e.g. my wife).  Basically, you're committing to pay for the first
$6,000 of your health needs.  If you're healthy, you'll [knock on wood] not
use that - if you're not healthy, you would have paid that anyway in monthly
HMO premiums.

On Wed, Apr 2, 2008 at 10:08 AM, Cliff Hirsch <cliff at pinestream.com> wrote:

>  Wow, that is dirt cheap, albeit it probably comes out to a few hundred
> more per month once all the out-of-pockets are factored in.
>
> I found this:
>
> Plan Name : Best Buy HSA PPO 3000
> OV Copay:   $20
> ER Copay: Deductible applies, Coinsurance applies
> Inpatient Copay:  Deductible applies, Coinsurance applies
> Outpatient Surgery Copay: Deductible applies, Coinsurance applies
> Deductible: IN: $3000/$6000 OON:$6000/$9000
> Coinsurance:  IN: 20%, OON: 40%
> Drug Coverage:  $10/$25/$40, Mail Order $20/$50/$120, Deductible $3000
> Price: $751.47
>
> On 4/2/08 9:27 AM, "Mark Withington" <mwithington at PLMresearch.com> wrote:
>
> So the deal with a PPO/HSA plan is a high deductible insurance plan (e.g.
> catastrophic) coupled with a Health Savings Account (e.g. "IRA-like" account
> to pay the deductible).  You get the negotiated rates when you pay for
> services (e.g. ~$115 for an office visit instead of the Dr. "retail rates")
> and you decide when you want to go to the doctor.  Most preventative stuff
> is covered with just a co-pay (e.g. $20) and falls outside the deductible.
>
> Netting it out, I pay ~$750 per month for the insurance saving about $400
> per month from what I was paying for an HMO.  That money gets sent to the
> HSA and accumulates interest, it also rolls over each year.  After about a
> year I've got enough in the HSA to cover any deductible payment.
>
> More: http://en.wikipedia.org/wiki/Health_savings_account
>
>
> On Wed, Apr 2, 2008 at 9:00 AM, Cliff Hirsch <cliff at pinestream.com> wrote:
>
> Did you get a family plan? What is the rate? So far, I'm not finding any
> great deals. Its all just how they spin it ? pay one big lump sum monthly,
> or a smaller amount and than fees over the year that probably comer out to
> about the same.
>
> For anyone that hasn't seen it, this is a good resource:
> http://www.mahealthconnector.org
>
>
> On 4/2/08 7:04 AM, "Mark Withington" <mwithington at PLMresearch.com> wrote:
>
> I just switched to a PPO/HSA plan at Harvard Pilgrim. HSA PPOs work like a
> traditional PPO but have very different financial responsibilities. You can
> establish and contribute to a Health Savings Account (HSA), a federal
> tax-free savings and reimbursement account.
>
> More:
> https://www.harvardpilgrim.org/portal/page?_pageid=213,238213&_dad=portal&_schema=PORTAL<
> https://www.harvardpilgrim.org/portal/page?_pageid=213,238213&amp;_dad=portal&amp;_schema=PORTAL<https://www.harvardpilgrim.org/portal/page?_pageid=213,238213&_dad=portal&_schema=PORTAL>>
>  <
> https://www.harvardpilgrim.org/portal/page?_pageid=213,238213&amp;_dad=portal&amp;_schema=PORTAL<https://www.harvardpilgrim.org/portal/page?_pageid=213,238213&_dad=portal&_schema=PORTAL>>
>
>
> On Wed, Apr 2, 2008 at 6:39 AM, Cliff Hirsch <cliff at pinestream.com> wrote:
>
> For those of you that are self-employed, does anyone have health plan
> suggestions? My family Blue Cross plan is increasing 28% on June 1st to
> $1,522 per month! Ouch. Any alternative ideas would be appreciated.
>
>
> _______________________________________________
> Bostonphptalk mailing list
> Bostonphptalk at bostonphp.org
> http://seven.pairlist.net/mailman/listinfo/bostonphptalk
>
>


-- 
Mark

--------------------------
Mark L. Withington
PLMresearch
PO Box 1354
Plymouth, MA 02362
o: 800-310-3992 ext. 704
f: 508-746-4973
v: 508-746-2383
m: 508-801-0181
AIM/MSN/Skype: PLMresearch
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From mpbourque at ptc.com  Wed Apr  2 13:00:25 2008
From: mpbourque at ptc.com (Bourque, Michael)
Date: Wed, 2 Apr 2008 13:00:25 -0400
Subject: [Bostonphptalk] Meeting Cancelled: April User Group:: The mystery
	of CSS and Design
Message-ID: <B732B650A24FEB4DBC4B1ADCB8A41DFE05F99106@HQ-MAIL4.ptcnet.ptc.com>

All,
I am really sorry I had to postpone this event tonight. 

Our family cat "Killian" passed away suddenly. I have three young
children, and I need to be with them tonight.

I was really looking forward to sharing my experiences on the mystery of
CSS and Design. I hope you can still attend after we reschedule - you
won't want to miss it.

Thanks for understanding.

Regards,

Michael Bourque

From runes at runestones.com  Wed Apr  2 21:45:35 2008
From: runes at runestones.com (Dr. David K. Patterson)
Date: Wed, 2 Apr 2008 21:45:35 -0400
Subject: [Bostonphptalk] Meeting Cancelled: April User Group:: The
	mysteryof CSS and Design
In-Reply-To: <B732B650A24FEB4DBC4B1ADCB8A41DFE05F99106@HQ-MAIL4.ptcnet.ptc.com>
References: <B732B650A24FEB4DBC4B1ADCB8A41DFE05F99106@HQ-MAIL4.ptcnet.ptc.com>
Message-ID: <000001c8952c$69a2b670$6901a8c0@anf.govt.state.ma.us>

Hi,

Oh, I am sorry to hear about Killian - I look forward to the rescheduled CSS
and Design event.

All the best,

David Patterson 

-----Original Message-----
From: bostonphptalk-bounces at bostonphp.org
[mailto:bostonphptalk-bounces at bostonphp.org] On Behalf Of Bourque, Michael
Sent: Wednesday, April 02, 2008 1:00 PM
To: bostonphptalk at bostonphp.org
Subject: [Bostonphptalk] Meeting Cancelled: April User Group:: The mysteryof
CSS and Design

All,
I am really sorry I had to postpone this event tonight. 

Our family cat "Killian" passed away suddenly. I have three young children,
and I need to be with them tonight.

I was really looking forward to sharing my experiences on the mystery of CSS
and Design. I hope you can still attend after we reschedule - you won't want
to miss it.

Thanks for understanding.

Regards,

Michael Bourque
_______________________________________________
Bostonphptalk mailing list
Bostonphptalk at bostonphp.org
http://seven.pairlist.net/mailman/listinfo/bostonphptalk



From greg.rundlett at gmail.com  Wed Apr  2 22:07:39 2008
From: greg.rundlett at gmail.com (Greg Rundlett)
Date: Wed, 2 Apr 2008 22:07:39 -0400
Subject: [Bostonphptalk] Meeting Cancelled: April User Group:: The
	mystery of CSS and Design
In-Reply-To: <B732B650A24FEB4DBC4B1ADCB8A41DFE05F99106@HQ-MAIL4.ptcnet.ptc.com>
References: <B732B650A24FEB4DBC4B1ADCB8A41DFE05F99106@HQ-MAIL4.ptcnet.ptc.com>
Message-ID: <5e2aaca40804021907wae22184sab2f1cac6d7c95ea@mail.gmail.com>

On Wed, Apr 2, 2008 at 1:00 PM, Bourque, Michael <mpbourque at ptc.com> wrote:
> All,
>  I am really sorry I had to postpone this event tonight.
>
>  Our family cat "Killian" passed away suddenly. I have three young
>  children, and I need to be with them tonight.
>
>  I was really looking forward to sharing my experiences on the mystery of
>  CSS and Design. I hope you can still attend after we reschedule - you
>  won't want to miss it.
>
>  Thanks for understanding.
>
>  Regards,
>
>  Michael Bourque

Michael,

Family is the most important.  I hope all are well.

I was looking forward to tonight's presentation (even though I know
CSS and Design) just based on the great presentation you gave on Agile
Scrum.  See you at the rescheduled event.

Best regards,

Greg

From SQuiles at mlri.org  Thu Apr  3 10:26:53 2008
From: SQuiles at mlri.org (Sandra Quiles)
Date: Thu, 3 Apr 2008 10:26:53 -0400
Subject: [Bostonphptalk] Meeting Cancelled: April User Group:: The
References: <mailman.15.1207231209.20896.bostonphptalk@bostonphp.org>
Message-ID: <20080403T102653Z_7F4F00160000@mlri.org>


My condolences.

Be well, 

--Sandra

>>> bostonphptalk-request at bostonphp.org> 4/3/2008 10:00 AM >>

----------------------------------------------------------------------

Message: 1
Date: Wed, 2 Apr 2008 22:07:39 -0400
From: "Greg Rundlett" <greg.rundlett at gmail.com>
Subject: Re: [Bostonphptalk] Meeting Cancelled: April User Group:: The
    mystery of CSS and Design
To: bostonphptalk at bostonphp.org
Message-ID:
    <5e2aaca40804021907wae22184sab2f1cac6d7c95ea at mail.gmail.com>
Content-Type: text/plain; charset=UTF-8

On Wed, Apr 2, 2008 at 1:00 PM, Bourque, Michael <mpbourque at ptc.com> wrote:
> All,
>  I am really sorry I had to postpone this event tonight.
>
>  Our family cat "Killian" passed away suddenly. I have three young
>  children, and I need to be with them tonight.
>
>  I was really looking forward to sharing my experiences on the mystery of
>  CSS and Design. I hope you can still attend after we reschedule - you
>  won't want to miss it.
>
>  Thanks for understanding.
>
>  Regards,
>
>  Michael Bourque

Michael,

Family is the most important.  I hope all are well.

I was looking forward to tonight's presentation (even though I know
CSS and Design) just based on the great presentation you gave on Agile
Scrum.  See you at the rescheduled event.

Best regards,

Greg


------------------------------

_______________________________________________
Bostonphptalk mailing list
Bostonphptalk at bostonphp.org
http://seven.pairlist.net/mailman/listinfo/bostonphptalk


End of Bostonphptalk Digest, Vol 37, Issue 3
********************************************
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From KajKandler at conficio.com  Thu Apr  3 12:05:50 2008
From: KajKandler at conficio.com (Kaj Kandler)
Date: Thu, 03 Apr 2008 12:05:50 -0400
Subject: [Bostonphptalk] Health plan suggestions (Mark Withington)
In-Reply-To: <mailman.11.1207144813.92094.bostonphptalk@bostonphp.org>
References: <mailman.11.1207144813.92094.bostonphptalk@bostonphp.org>
Message-ID: <47F5005E.2090706@conficio.com>

-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA1

Hi guys,
awesome topic. I have to check into those PPO/HSA plans. Does anyone
know if those are also available for dental or if I could cover dental
from the HSA?

Thanks,

Kaj

bostonphptalk-request at bostonphp.org wrote:
| Send Bostonphptalk mailing list submissions to
| 	bostonphptalk at bostonphp.org
|
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| When replying, please edit your Subject line so it is more specific
| than "Re: Contents of Bostonphptalk digest..."
|
|
| Today's Topics:
|
|    1. Health plan suggestions (Cliff Hirsch)
|    2. Re: Health plan suggestions (Mark Withington)
|    3. Re: Health plan suggestions (Cliff Hirsch)
|    4. Re: Health plan suggestions (Mark Withington)
|
|
| ----------------------------------------------------------------------
|
| Message: 1
| Date: Wed, 02 Apr 2008 06:39:56 -0400
| From: Cliff Hirsch <cliff at pinestream.com>
| Subject: [Bostonphptalk] Health plan suggestions
| To: "bostonphptalk at bostonphp.org" <bostonphptalk at bostonphp.org>
| Message-ID: <C418DABC.E49E%cliff at pinestream.com>
| Content-Type: text/plain; charset="us-ascii"
|
| For those of you that are self-employed, does anyone have health plan
| suggestions? My family Blue Cross plan is increasing 28% on June 1st to
| $1,522 per month! Ouch. Any alternative ideas would be appreciated.
|
| Cliff
| -------------- next part --------------
| An HTML attachment was scrubbed...
| URL:
<http://seven.pairlist.net/pipermail/bostonphptalk/attachments/20080402/2c20d370/attachment-0001.html>
|
| ------------------------------
|
| Message: 2
| Date: Wed, 2 Apr 2008 07:04:34 -0400
| From: "Mark Withington" <mwithington at PLMresearch.com>
| Subject: Re: [Bostonphptalk] Health plan suggestions
| To: bostonphptalk at bostonphp.org
| Message-ID:
| 	<491198290804020404v662e2feduee0e436fa2a409cd at mail.gmail.com>
| Content-Type: text/plain; charset="utf-8"
|
| I just switched to a PPO/HSA plan at Harvard Pilgrim. HSA PPOs work like a
| traditional PPO but have very different financial responsibilities.
You can
| establish and contribute to a Health Savings Account (HSA), a federal
| tax-free savings and reimbursement account.
|
| More:
|
https://www.harvardpilgrim.org/portal/page?_pageid=213,238213&_dad=portal&_schema=PORTAL
|
| On Wed, Apr 2, 2008 at 6:39 AM, Cliff Hirsch <cliff at pinestream.com> wrote:
|
|>  For those of you that are self-employed, does anyone have health plan
|> suggestions? My family Blue Cross plan is increasing 28% on June 1st to
|> $1,522 per month! Ouch. Any alternative ideas would be appreciated.
|>
|> Cliff
|>
|> _______________________________________________
|> Bostonphptalk mailing list
|> Bostonphptalk at bostonphp.org
|> http://seven.pairlist.net/mailman/listinfo/bostonphptalk
|>
|>
|
|

- --
Kaj Kandler
Conficio - http://www.conficio.com/
Phone: +1 (781) 632 5773

*** Technical support for non technical users of OpenOffice.org ***
*** http://plan-b-for-openoffice.org/                           ***
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From cliff at pinestream.com  Thu Apr  3 14:15:55 2008
From: cliff at pinestream.com (Cliff Hirsch)
Date: Thu, 03 Apr 2008 14:15:55 -0400
Subject: [Bostonphptalk] Health plan suggestions (Mark Withington)
In-Reply-To: <47F5005E.2090706@conficio.com>
Message-ID: <C41A971B.E604%cliff@pinestream.com>

For a sole proprietor, the best dental plan is usually the home depot tool
department.

On 4/3/08 12:05 PM, "Kaj Kandler" <KajKandler at conficio.com> wrote:

> -----BEGIN PGP SIGNED MESSAGE-----
> Hash: SHA1
> 
> Hi guys,
> awesome topic. I have to check into those PPO/HSA plans. Does anyone
> know if those are also available for dental or if I could cover dental
> from the HSA?
> 
> Thanks,
> 
> Kaj



From mwithington at PLMresearch.com  Fri Apr  4 09:01:52 2008
From: mwithington at PLMresearch.com (Mark Withington)
Date: Fri, 4 Apr 2008 09:01:52 -0400
Subject: [Bostonphptalk] Health plan suggestions (Mark Withington)
In-Reply-To: <C41A971B.E604%cliff@pinestream.com>
References: <47F5005E.2090706@conficio.com>
	<C41A971B.E604%cliff@pinestream.com>
Message-ID: <491198290804040601i367313d7g6a920565f17a7ebe@mail.gmail.com>

LOL.

Another area of concern is disability insurance.  Although we're not in a
particularly dangerous profession, figures show disability more probable
than premature death (mature death hovers around 100% ;-).  Some life
insurance companies (e.g. Amica) offer disability options.  If anyone has
other ideas (other than premature death) to deal with disability I'd love to
hear about them.

On Thu, Apr 3, 2008 at 2:15 PM, Cliff Hirsch <cliff at pinestream.com> wrote:

> For a sole proprietor, the best dental plan is usually the home depot tool
> department.
>
> On 4/3/08 12:05 PM, "Kaj Kandler" <KajKandler at conficio.com> wrote:
>
> > -----BEGIN PGP SIGNED MESSAGE-----
> > Hash: SHA1
> >
> > Hi guys,
> > awesome topic. I have to check into those PPO/HSA plans. Does anyone
> > know if those are also available for dental or if I could cover dental
> > from the HSA?
> >
> > Thanks,
> >
> > Kaj
>
>
> _______________________________________________
> Bostonphptalk mailing list
> Bostonphptalk at bostonphp.org
> http://seven.pairlist.net/mailman/listinfo/bostonphptalk
>



-- 
Mark

--------------------------
Mark L. Withington
PLMresearch
PO Box 1354
Plymouth, MA 02362
o: 800-310-3992 ext. 704
f: 508-746-4973
v: 508-746-2383
m: 508-801-0181
AIM/MSN/Skype: PLMresearch
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From cliff at pinestream.com  Sat Apr  5 14:17:34 2008
From: cliff at pinestream.com (Cliff Hirsch)
Date: Sat, 05 Apr 2008 14:17:34 -0400
Subject: [Bostonphptalk] CRM/Sales contact software
Message-ID: <C41D3A7E.E728%cliff@pinestream.com>

Can anyone make recommendations on CRM software for a 2 person company?

I hear ACT has gone downhill. Cheap or self-hosted SugarCRM is possible, but
I just want something I can use, without becoming an IT dude.

Any thoughts? Stick with the oh-so-sophisticated spreadsheet?!

Cliff

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From cliff at pinestream.com  Sat Apr  5 14:21:45 2008
From: cliff at pinestream.com (Cliff Hirsch)
Date: Sat, 05 Apr 2008 14:21:45 -0400
Subject: [Bostonphptalk] Kaj is a dad
Message-ID: <C41D3B79.E72B%cliff@pinestream.com>

For those of you that haven?t heard, Kaj is a dad!
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From tboyden at supercoups.com  Sat Apr  5 14:46:18 2008
From: tboyden at supercoups.com (Timothy Boyden)
Date: Sat, 5 Apr 2008 14:46:18 -0400
Subject: [Bostonphptalk] CRM/Sales contact software
In-Reply-To: <C41D3A7E.E728%cliff@pinestream.com>
References: <C41D3A7E.E728%cliff@pinestream.com>
Message-ID: <C12F0900C695FF47AEE0A7C2C75760A0FFA6AC@greenmonster.supercoups.local>

Cliff, you're probably best off just doing a subscription to SalesForce
(www.salesforce.com).
 
-Tim

________________________________

From: bostonphptalk-bounces at bostonphp.org
[mailto:bostonphptalk-bounces at bostonphp.org] On Behalf Of Cliff Hirsch
Sent: Saturday, April 05, 2008 2:18 PM
To: bostonphptalk at bostonphp.org
Subject: [Bostonphptalk] CRM/Sales contact software


Can anyone make recommendations on CRM software for a 2 person company?

I hear ACT has gone downhill. Cheap or self-hosted SugarCRM is possible,
but I just want something I can use, without becoming an IT dude.

Any thoughts? Stick with the oh-so-sophisticated spreadsheet?!

Cliff

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From mwithington at PLMresearch.com  Sat Apr  5 21:29:29 2008
From: mwithington at PLMresearch.com (Mark Withington)
Date: Sat, 5 Apr 2008 21:29:29 -0400
Subject: [Bostonphptalk] CRM/Sales contact software
In-Reply-To: <C12F0900C695FF47AEE0A7C2C75760A0FFA6AC@greenmonster.supercoups.local>
References: <C41D3A7E.E728%cliff@pinestream.com>
	<C12F0900C695FF47AEE0A7C2C75760A0FFA6AC@greenmonster.supercoups.local>
Message-ID: <491198290804051829q3c7af03chb8ab00ab10dd2299@mail.gmail.com>

I'm sure SugarCRM has hosting partners for subscriptions too.

On Sat, Apr 5, 2008 at 2:46 PM, Timothy Boyden <tboyden at supercoups.com>
wrote:

>  Cliff, you're probably best off just doing a subscription to SalesForce (
> www.salesforce.com).
>
> -Tim
>
>  ------------------------------
> *From:* bostonphptalk-bounces at bostonphp.org [mailto:
> bostonphptalk-bounces at bostonphp.org] *On Behalf Of *Cliff Hirsch
> *Sent:* Saturday, April 05, 2008 2:18 PM
> *To:* bostonphptalk at bostonphp.org
> *Subject:* [Bostonphptalk] CRM/Sales contact software
>
> Can anyone make recommendations on CRM software for a 2 person company?
>
> I hear ACT has gone downhill. Cheap or self-hosted SugarCRM is possible,
> but I just want something I can use, without becoming an IT dude.
>
> Any thoughts? Stick with the oh-so-sophisticated spreadsheet?!
>
> Cliff
>
> _______________________________________________
> Bostonphptalk mailing list
> Bostonphptalk at bostonphp.org
> http://seven.pairlist.net/mailman/listinfo/bostonphptalk
>
>


-- 
Mark

--------------------------
Mark L. Withington
PLMresearch
PO Box 1354
Plymouth, MA 02362
o: 800-310-3992 ext. 704
f: 508-746-4973
v: 508-746-2383
m: 508-801-0181
AIM/MSN/Skype: PLMresearch
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From mwithington at PLMresearch.com  Sat Apr  5 21:31:49 2008
From: mwithington at PLMresearch.com (Mark Withington)
Date: Sat, 5 Apr 2008 21:31:49 -0400
Subject: [Bostonphptalk] Kaj is a dad
In-Reply-To: <C41D3B79.E72B%cliff@pinestream.com>
References: <C41D3B79.E72B%cliff@pinestream.com>
Message-ID: <491198290804051831i731a01a6ub64b0971f7c6d4a5@mail.gmail.com>

Congratulations to mom, dad and child - welcome to the world!

On Sat, Apr 5, 2008 at 2:21 PM, Cliff Hirsch <cliff at pinestream.com> wrote:

>  For those of you that haven't heard, Kaj is a dad!
>
> _______________________________________________
> Bostonphptalk mailing list
> Bostonphptalk at bostonphp.org
> http://seven.pairlist.net/mailman/listinfo/bostonphptalk
>
>


-- 
Mark

--------------------------
Mark L. Withington
PLMresearch
PO Box 1354
Plymouth, MA 02362
o: 800-310-3992 ext. 704
f: 508-746-4973
v: 508-746-2383
m: 508-801-0181
AIM/MSN/Skype: PLMresearch
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From cliff at pinestream.com  Sun Apr  6 11:06:08 2008
From: cliff at pinestream.com (Cliff Hirsch)
Date: Sun, 6 Apr 2008 11:06:08 -0400
Subject: [Bostonphptalk] Kaj is a dad
In-Reply-To: <491198290804051831i731a01a6ub64b0971f7c6d4a5@mail.gmail.com>
References: <C41D3B79.E72B%cliff@pinestream.com>
	<491198290804051831i731a01a6ub64b0971f7c6d4a5@mail.gmail.com>
Message-ID: <20080406150523.M57609@pinestream.com>

Note how Mark carefully failed to mention what world that may be.

On Sat, 5 Apr 2008 21:31:49 -0400, Mark Withington wrote 
> Congratulations to mom, dad and child - welcome to the world!


From mwithington at PLMresearch.com  Sun Apr  6 11:24:11 2008
From: mwithington at PLMresearch.com (Mark Withington)
Date: Sun, 6 Apr 2008 11:24:11 -0400
Subject: [Bostonphptalk] Kaj is a dad
In-Reply-To: <20080406150523.M57609@pinestream.com>
References: <C41D3B79.E72B%cliff@pinestream.com>
	<491198290804051831i731a01a6ub64b0971f7c6d4a5@mail.gmail.com>
	<20080406150523.M57609@pinestream.com>
Message-ID: <491198290804060824y2f10d1c1lefb26af80afbfc67@mail.gmail.com>

I *also* neglected to mention the state of the world Kaj's son/daughter is
inheriting...didn't want to discourage them ;-)

On Sun, Apr 6, 2008 at 11:06 AM, Cliff Hirsch <cliff at pinestream.com> wrote:

> Note how Mark carefully failed to mention what world that may be.
>
> On Sat, 5 Apr 2008 21:31:49 -0400, Mark Withington wrote
> > Congratulations to mom, dad and child - welcome to the world!
>
> _______________________________________________
> Bostonphptalk mailing list
> Bostonphptalk at bostonphp.org
> http://seven.pairlist.net/mailman/listinfo/bostonphptalk
>



-- 
Mark

--------------------------
Mark L. Withington
PLMresearch
PO Box 1354
Plymouth, MA 02362
o: 800-310-3992 ext. 704
f: 508-746-4973
v: 508-746-2383
m: 508-801-0181
AIM/MSN/Skype: PLMresearch
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From greg.rundlett at gmail.com  Sun Apr  6 15:30:41 2008
From: greg.rundlett at gmail.com (Greg Rundlett)
Date: Sun, 6 Apr 2008 15:30:41 -0400
Subject: [Bostonphptalk] Kaj is a dad
In-Reply-To: <491198290804060824y2f10d1c1lefb26af80afbfc67@mail.gmail.com>
References: <C41D3B79.E72B%cliff@pinestream.com>
	<491198290804051831i731a01a6ub64b0971f7c6d4a5@mail.gmail.com>
	<20080406150523.M57609@pinestream.com>
	<491198290804060824y2f10d1c1lefb26af80afbfc67@mail.gmail.com>
Message-ID: <5e2aaca40804061230i4f1e1a40m9a7686271b12d1f9@mail.gmail.com>

To be more precise: "Welcome to the wonderful world of PHP!"


Greg
-- 
http://freephile.openid.org/

A: Yes.
> Q: Are you sure?
>> A: Because it reverses the logical flow of conversation.
>>> Q: Why is top posting annoying in email?

From husenturk at gmail.com  Fri Apr 18 22:58:38 2008
From: husenturk at gmail.com (=?ISO-8859-2?Q?H=FCseyin_=AAent=FCrk?=)
Date: Fri, 18 Apr 2008 22:58:38 -0400
Subject: [Bostonphptalk] There is a problem in the first step
Message-ID: <f75157da0804181958n27b6b37cj28e5969d85078003@mail.gmail.com>

Hi,
I have been trying to install MySQL, Apache and PHP on my computer.
My resourcebook is "PHP & MySQL for Dummies".
I have installed MySQL and Apache2.2.
I downloaded PHP.
But I can not joint PHP and Apache2.
System shows the same errors:
"LoadModule takes two arguments, a module name and the name of a shared
object file to load it from..."
What should I do?
Thank you very much.

Huseyin Senturk
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From lists at harbell.net  Sat Apr 19 11:06:12 2008
From: lists at harbell.net (Justin)
Date: Sat, 19 Apr 2008 11:06:12 -0400
Subject: [Bostonphptalk] There is a problem in the first step
In-Reply-To: <f75157da0804181958n27b6b37cj28e5969d85078003@mail.gmail.com>
References: <f75157da0804181958n27b6b37cj28e5969d85078003@mail.gmail.com>
Message-ID: <480A0A64.2020907@harbell.net>


I highly recommend XAMPP -- http://www.apachefriends.org/en/xampp.html

This is a full Apache, MySQL, PHP, Perl, etc., (LAMP) environment that 
installs with one easy step. (There are many of these but I feel this a, 
if not /the/, top one).

I also recommend using the full package rather than the lite one.

I also recommend installing cygwin for a command line shell (bash, csh, 
tcsh, etc.) and standard unix tools. (During install you'll have to add 
a the good stuff -- and quickly, since it uses FTP and the timeout is 
short).

-Justin



H?seyin S,ent?rk wrote:
> Hi,
> I have been trying to install MySQL, Apache and PHP on my computer.
> My resourcebook is "PHP & MySQL for Dummies".
> I have installed MySQL and Apache2.2.
> I downloaded PHP.
> But I can not joint PHP and Apache2.
> System shows the same errors:
> "LoadModule takes two arguments, a module name and the name of a shared
> object file to load it from..."
> What should I do?
> Thank you very much.
>  
> Huseyin Senturk
> ------------------------------------------------------------------------
>
> _______________________________________________
> Bostonphptalk mailing list
> Bostonphptalk at bostonphp.org
> http://seven.pairlist.net/mailman/listinfo/bostonphptalk
>   

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